How & Why to Get an EIN for FINANCING A VEHICLE Under Your Montana LLC

How & Why to Get an EIN for FINANCING A VEHICLE Under Your Montana LLC


If you’re planning to finance a vehicle under your LLC, you’ll be happy to know the steps are actually very easy. We recommend taking a moment to read the article below—it walks you through how to get your EIN (Employer Identification Number) from the IRS in a simple, straightforward way.

Most banks and finance companies ask for an EIN just to confirm that your LLC is legitimate. It doesn’t matter whether your LLC is brand new or has been around for years—they’re mainly looking for your personal guarantee and a quick verification that your LLC is active. The EIN takes care of that.

Once you’ve purchased your LLC package through us, just send a quick email to CS@MontanaTags.com with your name and order number. Ask for our Dealer Instruction Sheet, and we’ll send it right over. You can give this sheet directly to your dealer—it outlines every step they need to follow to prepare your paperwork correctly and get your vehicle registered under your LLC with ease.

We’re here to make the process as smooth and stress-free as possible. If you ever need help, just reach out!

How to Answer the EIN Application for a Montana LLC (Vehicle Registration LLC)

 

📍 LLC Information to Use

Legal business name:

(Use exactly what appears on your Articles of Organization)

Example: Montana Fleet Holdings LLC

Physical address (Montana):

5656 W Harrier Drive

Suite 2

Missoula, MT 59808

 

Mailing address:

Your personal home address

(This is perfectly fine — IRS allows mailing and physical addresses to be different.)

SECTION-BY-SECTION ANSWERS

Below is exactly what to select/enter on the ONLINE EIN APPLICATION.

1. Why Are You Requesting an EIN?

Started a New Business

(This is the correct answer for a newly formed Montana LLC that will own/hold vehicles.)

2. Type of Legal Structure

Select:

Limited Liability Company (LLC)

Then enter:

Number of LLC Members: 1

State: Montana (MT)

Is this LLC a disregarded entity? → Yes (if it is a single-member LLC)

3. Reason for Applying

Select:

Banking Purposes

OR

Started a New Business

(Both are acceptable. For Montana vehicle LLCs, “banking purposes” is extremely common.)

4. Responsible Party (Person in Charge)

This MUST be a real person, not your attorney or your registered agent.

Enter:

Your full legal name

SSN or ITIN

Title: Owner, Member, or Manager

➤ If YOU own the LLC → You are the Responsible Party.

5. Physical Location of the Business

Enter exactly:

5656 W Harrier Drive

Suite 2

Missoula, MT 59808

(This is required because the IRS wants a physical business location inside the state where the LLC operates.)

6. Mailing Address

Enter your home address (this is allowed and common).

7. County & State

County: Missoula

State: Montana

8. Name of the LLC

Enter exactly as shown on the Articles of Organization — capitalization and spelling must match.

Example format:

Montana Fleet Holdings LLC (just an example)

9. Trade Name / DBA

If your LLC has no DBA, then:

Leave blank

(or click No).

Most vehicle LLCs do NOT have a trade name.

10. State & Date Formed

Enter:

State: Montana

Formation date: (the date shown on your approved Articles)

11. What Does Your Business Do?

This part confuses most people.

Choose:

Other

Then in the description box, type:

Vehicle Ownership, Asset Holding & Vehicle Registration

or

Vehicle Holding Company

or

Asset Entity for Vehicle Title & Registration

These are all acceptable and common.

12. Do You Have Employees?

➡ No

(Unless YOU actually have employees — 95% of Montana LLCs do not.)

13. Do You Expect to Have Employees in the Next 12 Months?

No

14. Do You Need to File Employment Tax Returns?

No

15. Do You Sell Alcohol, Tobacco, or Firearms?

No

16. Do You Operate Heavy Highway Vehicles Over 55,000 lbs?

No

(Unless you are registering commercial semis — very unlikely.)

17. Closing Month of Accounting Year

December

This is the standard for 99% of LLCs.

18. How Do You Want to Receive Your EIN Letter?

Select:

Receive EIN online

You will get your EIN instantly, and the IRS will give you a PDF EIN Confirmation Letter (CP 575).

WHAT YOU NEED TO HAVE READY BEFORE YOU START

Here’s the checklist:

✔ LLC Name (exact spelling from Articles)

✔ Your full nam

✔ Your SSN

✔ Montana physical address (you already provided)

✔ Your personal mailing address

✔ Date LLC was formed

✔ Description of business activity (I gave you what to use)


That’s all.